License Agreement

Unless otherwise stated all references to “training videos” or to “videos” includes both individual videos within a series, entire series, series packages, and streaming subscription access to CBT Nuggets content. All references to CBT or CBT Nuggets shall mean CBT Nuggets LLC, a Delaware limited liability company located at 44 Country Club Road, Ste. 150, Eugene, Oregon.

For monthly subscriptions, CBT Nuggets videos are licensed as single user licenses. Single user licensing is defined as training purchased by an individual that can be viewed only by said individual.

CBT Nuggets annual subscriptions are licensed on a concurrent usage basis. Concurrent usage allows each license to be used by one person at a time. Each multi-user license enables the creation of up to five (5) user accounts to share that license. A logged in user that is watching a video indicates the license is in use.

• GRANT OF LICENSE. CBT Nuggets grants you a non-transferable, non-exclusive license to use the training videos contained in this package or streaming subscription access to CBT content (the “Products”), solely for internal use by your business or for your own personal use. You may not copy, reproduce, reverse engineer, translate, port, modify or make derivative works of the Products without the express consent of CBT. You may not rent, disclose, publish, sell, assign, lease, sublicense, market, or transfer the Products or use them in any manner not expressly authorized by this Agreement without the express consent of CBT. You shall not derive or attempt to derive the source code, source files or structure of all or any portion of the Products by reverse engineering, disassembly, decompilation or any other means. You do not receive any, and CBT Nuggets retains all, ownership rights in the Products. The Products are copyrighted and may not be copied, even if modified or merged with other Products. You shall not alter or remove any copyright notice or proprietary legend contained in or on the Products.
  
• TERMINATION OF LICENSE. Once any applicable subscription period has concluded, the license granted by this Agreement shall immediately terminate and you shall have no further right to access, review or use in any manner any CBT Nuggets content. CBT reserves the right to terminate your subscription if, at its sole discretion, CBT believes you are in violation of this Agreement. CBT reserves the right to terminate your subscription if, at its sole discretion, CBT believes you have exceeded reasonable usage. In these events no refund will be made of any amounts previously paid to CBT.
  
• DISCLAIMER OF WARRANTY AND LIABILITY. The products are provided to you on an “as is” and “with all faults” basis. You assume the entire risk of loss in using the products. The products are complex and may contain some nonconformities, defects or errors. CBT Nuggets does not warrant that the products will meet your needs, “expectations or intended use,” that operations of the products will be error-free or uninterrupted, or that all nonconformities can or will be corrected. CBT Nuggets makes and user receives no warranty, whether express or implied, and all warranties of merchantability, title, and fitness for any particular purpose are expressly excluded. In no event shall CBT Nuggets be liable to you or any third party for any damages, claim or loss incurred (including, without limitation, compensatory, incidental, indirect, special, consequential or exemplary damages, lost profits, lost sales or business, expenditures, investments, or commitments in connection with any business, loss of any goodwill, or damages resulting from lost data or inability to use data) irrespective of whether CBT Nuggets has been informed of, knew of, or should have known of the likelihood of such damages. This limitation applies to all causes of action in the aggregate including without limitation breach of contract, breach of warranty, negligence, strict liability, misrepresentation, and other torts. In no event shall CBT Nuggets’ liability to you or any third party exceed $100.00.
  
• REMEDIES. In the event of any breach of the terms of the Agreement CBT reserves the right to seek and recover damages for such breach, including but not limited to damages for copyright infringement and for unauthorized use of CBT content. CBT also reserves the right to seek and obtain injunctive relief in addition to all other remedies at law or in equity.
  
• MISCELLANEOUS. This is the exclusive Agreement between CBT Nuggets and you regarding its subject matter. You may not assign any part of this Agreement without CBT Nuggets’ prior written consent. This Agreement shall be governed by the laws of the State of Oregon and venue of any legal proceeding shall be in Lane County, Oregon. In any proceeding to enforce or interpret this Agreement, the prevailing party shall be entitled to recover from the losing party reasonable attorney fees, costs and expenses incurred by the prevailing party before and at any trial, arbitration, bankruptcy or other proceeding and in any appeal or review. You shall pay any sales tax, use tax, excise, duty or any other form of tax relating to the Products or transactions. If any provision of this Agreement is declared invalid or unenforceable, the remaining provisions of this Agreement shall remain in effect. Any notice to CBT under this Agreement shall be delivered by U.S. certified mail, return receipt requested, or by overnight courier to CBT Nuggets at the following address: 44 Club Rd Suite 150, Eugene, OR 97401 or such other address as CBT may designate.
  

Billing Agreement

• By entering into a Monthly or Annual Subscription Billing Agreement with CBT Nuggets, you authorize CBT Nuggets to use automatic billing and to charge your payment method on a recurring basis.
• You agree to pay subscription charges on a monthly or annual basis, under the following terms and conditions:
  • CBT Nuggets will periodically charge your payment method each monthly or yearly billing cycle as your subscription charges become due;
  • All payments are non-refundable and charges made to the payment method under this agreement will constitute in effect a "sales receipt" and that services were rendered and received;
  • To terminate the recurring billing process and/or arrange for an alternative method of payment, you must notify CBT Nuggets at least 24 hours prior to the end of the monthly billing cycle;
  • You will not dispute CBT Nugget’s recurring billing charges with your payment method issuer so long as the amount in question was for periods prior to the receipt and acknowledgement of a written request to cancel your account or cancel individual licenses on your account.
• You guarantee and warrant that you are the legal account holder for the payment method associated with the account, and that you are legally authorized to enter into this recurring billing agreement.
• You agree to indemnify, defend and hold CBT Nuggets harmless, against any liability pursuant to this authorization.
• You agree that CBT Nuggets is not obligated to verify or confirm the amount for the purpose of processing these types of payments. You acknowledge and agree that recurring payments may be variable and scheduled to occur at certain times.
• If your payment requires a currency conversion by us, the amount of the currency conversion fee will be determined at the time of your payment. You acknowledge that the exchange rate determined at the time of each payment transaction will differ and you agree to the future execution of payments being based on fluctuating exchange rates.

Social Media Terms of Use

• Opinions expressed on this website and in any corresponding comments are the personal opinions of the original contributing authors, not of CBT Nuggets, LLC. The content is provided for entertainment, educational, or informational purposes only and is not meant to be an endorsement or representation by CBT Nuggets, LLC or any other party.
• Visitors may post reviews, comments, photos and other content, submit suggestions, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties. You may not use a false email address, impersonate any person or entity, or otherwise mislead as to the origin of your content and/or your identity. You agree to pay for all royalties, fees, and any other monies owing any person by reason of any content you post.
• Social media sites are available to the public. No information you consider confidential or desire to remain private should be posted to these sites. By posting you agree to be solely responsible for the content of all information you contribute, link to, or otherwise upload to the website and release, indemnify, defend and hold CBT Nuggets harmless from any liability related to or arising out of the posting.
• If you choose to post, you grant CBT Nuggets a non-exclusive, royalty-free, perpetual, irrevocable and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such content throughout the world in any media. This includes, but is not limited to, use of website url, links, pictures, movies, and commentary.
• Posts are moderated for relevance and suitability and are approved at the discretion of the moderator. CBT Nuggets reserves the right to modify or delete any user submissions.
• You are solely responsible for your interactions with other users of social media.
• This agreement applies to any and all sites and social media accounts operated by CBT Nuggets.

CBT Nuggets reserves the right, in its sole discretion, to change, modify, add, or remove all or part of the Billing Agreement, License Agreement, and/or Social Media Terms of Use at any time, with or without notice.

Data Collection
P3P policies declare the data they collect in groups (also referred to as “statements”). This policy contains 4 data groups. The data practices of each group will be explained separately.

Group "Access log information"
We collect the following information:

• Click-stream data
• Search terms
• Last URI requested by the user
• User agent information

This data will be used for the following purposes:

• Completion and support of the current activity.
• Web site and system administration.
• Research and development.

This data will be used only by ourselves.
The following explanation is provided for why this data is collected:

• Our Web server collects access logs containing this information

Group "Cookies"
We collect the following information:

• HTTP cookies
• Unique identifiers

This data will be used for the following purposes

• Research and development
• One-time tailoring

This data will be used only by ourselves.
The following explanation is provided for why this data is collected:
Cookies are used to track visitors to our site, so we can better understand what portions of our site best serve you. We also use cookies to allow our server to maintain information about the contents of your shopping cart.

Cookies

Cookies are a technology, which can be used to provide you with tailored information from a Web site. A cookie is an element of data that a Web site can send to your browser, which may then store it on your system. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it.
In some cases we may collect cookies from 3rd parties, such as Google or DoubleClick.
You can opt out of DoubleClick’s use of cookies by visiting: DoubleClick opt-out page
You can opt out of Google’s use of cookies by visiting: Google advertising opt-out page
Cookies are a technology, which can be used to provide you with tailored information from a Web site. A cookie is an element of data that a Web site can send to your browser, which may then store it on your system. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it. The information collected by ClickTale, is used for research and optimization of our website. You can choose to disable the service at This site uses ClickTale web analytics service, which may record mouse clicks, mouse movements, scrolling activity as well as text you type in this website. ClickTale does not collect any personally identifiable information entered in this website. ClickTale does not track your browsing habits across web sites which do not use ClickTale services. For more information see Privacy Policy for Information Collected by the ClickTale Web Analytics Service. The information collected by ClickTale, is used for research and optimization of our website. You can choose to disable the service at http://www.clicktale.net/disable.html. Our site makes use of cookies. Cookies are used for the following purposes:

• User targeting
• Research and development

Group "Transaction info (required)"

We collect the following information:

• Physical contact information
• Online contact information
• Purchase information
• Search terms
• User's Name
• Name of User's Employer
• Transaction history
• Computer information

This data will be used for the following purposes:

• Completion and support of the current activity.
• Research and development

This data will be used only by ourselves. In addition, the following types of entities will receive this information:

• Delivery services.

The following explanation is provided for why this data is collected:
Information we collect in order to process your purchase.

Group "Transaction info (optional)"

We collect the following information:

• Name of User's Employer
• User's Home Contact Information
• User's Business Contact Information
• Contact Information for the Organization
• Organization Name
• Department or division of organization

This data will be used for the following purposes:
Contacting visitors for marketing of services or products.
This data will be used only by ourselves. In addition, the following types of entities will receive this information:

• Delivery services.

The following explanation is provided for why this data is collected:
Information we collect in order to process your purchase.

Compact Policy Summary

The compact policy which corresponds to this policy is:
CP=" CAO CURa ADMa DEVa TAIa CONa OUR DELa BUS IND PHY ONL UNI PUR COM NAV INT DEM STA"
The compact policy is sent by the Web server along with the cookies it describes. For more information, see the P3P deployment guide at http://www.w3.org/TR/p3deployment.
Field Meaning CP= This is the compact policy header; it indicates that what follows is a P3P compact policy.
CAO Access is available to contact and other information. CURa The data is used for completion of the current activity. ADMa The data is used for site administration. DEVa The data is used for research and development. TAIa The data is used for tailoring the site. CONa The data is used for contacting the user. OUR The data is given only to ourselves. DELa The data is given to delivery services. BUS Our business practices specify how long the data will be kept. IND The data will be kept indefinitely. PHY Physical contact information is collected. ONL Online contact information is collected. UNI Unique identifiers are collected. PUR Purchase information is collected. COM Computer information is collected. NAV Navigation and clickstream data is collected. INT Interactive data is collected. DEM Demographic and socioeconomic data is collected. STA State-management data is collected

Policy Evaluation

Microsoft Internet Explorer 6 will evaluate this policy’s compact policy whenever it is used with a cookie. The actions IE will take depend on what privacy level the user has selected in their browser (Low, Medium, Medium High, or High; the default is Medium. In addition, IE will examine whether the cookie’s policy is considered satisfactory or unsatisfactory, whether the cookie is a session cookie or a persistent cookie, and whether the cookie is used in a first-party or third-party context. This section will attempt to evaluate this policy’s compact policy against Microsoft’s stated behavior for IE6.
Note: this evaluation is currently experimental and should not be considered a substitute for testing with a real Web browser.

Unsatisfactory policy: this compact policy is considered unsatisfactory according to the rules defined by Internet Explorer 6. The behavior of Internet Explorer 6 regarding cookies set under this compact policy is as follows:
First-Party Usage Third-Party Usage
Persistent Cookies Low: Policy satisfactory at this level; cookies will be accepted.
Medium: Opt-out is not provided for all unsatisfactory purposes and recipients, so the cookie will be downgraded to a session cookie.
Medium High: No opt-out is provided, so the cookie will be blocked.
High: Since opt-in is not required, the cookie will be blocked.
Low: Opt-out is not provided for all unsatisfactory purposes and recipients, so the cookie will be downgraded to a session cookie.
Medium: Opt-out is not provided for all unsatisfactory purposes and recipients, so the cookie will be blocked.
Medium High: Since opt-in is not required, the cookie will be blocked.
High: Since opt-in is not required, the cookie will be blocked.
Session Cookies Low: Policy satisfactory at this level; cookies will be accepted.
Medium: Policy satisfactory at this level; cookies will be accepted.
Medium High: Policy satisfactory at this level; cookies will be accepted.
High: Since opt-in is not required, the cookie will be blocked.
Low: Policy satisfactory at this level; cookies will be accepted.
Medium: Opt-out is not provided for all unsatisfactory purposes and recipients, so the cookie will be blocked.
Medium High: Since opt-in is not required, the cookie will be blocked.
High: Since opt-in is not required, the cookie will be blocked.

A policy which is considered unsatisfactory by Internet Explorer 6 contains certain categories of data which are used or shared in a particular manner. This policy is placed in the unsatisfactory category, because the following categories of data are associated with this policy’s cookies:

• Physical contact information is collected.
• Online contact information is collected

In addition, the data is used in the following manner, marking the policy as unsatisfactory:

• The data is used for contacting the user.

Note that allowing an opt-out will make this policy acceptable under the Low and Medium settings, and under Medium High for first-party cookie usage. At the High setting, and at the Medium High setting for third-party cookies, all of these data uses must be opt-in for the policy to be considered satisfactory.